Industry background: Tobacco and Energy, International experience in tobacco industry: North & South Americas Region with coordination and business visit to mature and emerging markets (USA, Canada, Brazil, Mexico, Colombia, DR, Bolivia, Nicaragua and Guatemala) Credit Risk in Royal Dutch Shell and Piraeus Bank Academic knowledge:- MBA from Athens University of Economics and Business- Executive Business Leadership Seminar in London Business School and IMD – Business Seminar for First Time Managers in Center of Creative Leadership (CCL in Brussels) – Bachelor degree in Accounting & Finance from Athens University of Economics and Business.